Insurance

Once you have found a place to live, you may like to take out insurance to cover your personal items in case of theft, fire or natural disaster.

A list of insurance companies can be found in the Yellow Pages under ‘insurance’ or you might like to try one of the following companies:

If you are sharing, content insurance is available for your property. Each individual tenant will need to be recorded on the policy.

If you are boarding in someone else’s home you are unable to take out an independent policy. You will need to speak to the person you are staying with about adding your contents to their existing household policy.

HINTS
Insurance policies can vary greatly from company to company, so it’s a good idea to get quotes from several companies before deciding on a particular company and policy.

If the first insurer you call refuses cover, don’t be discouraged, it may just be that some companies don’t offer the policy you require. Keep trying until you find a policy that suits your needs.

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SAVE MONEY AND THE PLANET

Some simple ways to cut the bills in your house and help save the planet at the same time, include:

  • Use energy-efficient compact fluorescent light bulbs. They are more expensive to but last much longer than old-fashioned bulbs
  • Put uncooked vegetables and fruit peelings into a compost bin. Add old egg boxes and cardboard to balance nitrogen with carbon. It's great for the garden
  • Fit aerators on your taps. These mix the water with air so you use less water, reducing your bill as well as saving a valuable natural resource
  • Collect rain-water from your garden. Water butts can be left free standing to collect rain, or better still, link them to external drainpipes to fill up quickly
  • Improve insulation - fit draught-strips around doors and windows. This could save you money off you heating bills
  • Use natural toiletries and cosmetics which will be better for your body and have fewer side effects when washed away
  • Reduce heating in the house by one degree and see if that remains comfortable
  • Don't keep TVs, DVD players or other devices on standby overnight. This accounts for a remarkable 12% of all households electricity usage
  • Save energy by switching off electrical appliances when not in use
  • Use an airer for clothes and a drainer for washing up if you have time - these are as efficient as a tumble dryer and dishwasher, but use less energy

 

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Questions and Feedback

Lower Eyre Health Services
Tel 08 8688 2629 or email ask@gettingout.info